현대인의 생활에서 스마트폰은 단순한 도구를 넘어 일상의 중심입니다. 영화 티켓 예약, 게임 아이템 구매, 앱 구독 결제까지, 손끝 몇 번이면 완료됩니다. 하지만 작은 결제라 해도, 미납이 쌓이면 예기치 못한 부담으로 돌아올 수 있습니다.소액 결제 미납, 방치하�

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